If you shop online you can earn money back on your purchases. It depends on how much you spend but if you’re careful you can make £100s a year.
Follow our guide to find out how this works, what sites are best and our top tips to maximise your earnings. You can expect to receive 5-10% commission for each purchase.
Let’s get started!
How does it work?
Many online retailers pay other websites commission for visitors they send that buy a product. These websites are called cashback websites. You don’t need to worry about how this happens but it is quite simple.
Follow these steps to get started and start earning!
- Sign up to these three reputable cashback websites (it’s free) – Quidco, Topcashback or Swagbucks.
- Before you purchase a product or service online log into one or more of the cashback sites.
- Search for the retailer you wish to purchase from (e.g. ‘ASOS’, ‘Argos’, ‘Tesco’ etc)
- Click the cashback link that takes you through to the retailer home page.
- Find and purchase the item you want. The cashback sites tracks this purchase
What are the best cashback sites?
We strongly recommend joining each of the three sites. Why? Because not all retailers are available on each one and the cashback percentage does vary.
1. Topcashback
Topcashback pays the best and with the best reviews.
- Free membership
- Paid membership costs £5 per year and gives you a 5% bonus on all cashback rates on its site. So if you were rewarded £50 on a cashback deal, if you had premium membership you would receive £52.50.
- You can also trade your cashback cash for vouchers and get an extra 5% value added.
- Earn cashback in store
2. Quidco
Quidco is a close second with similar payout rates.
- Free membership
- Paid membership brings loyalty bonuses, higher cashback rates and an ad-free browsing experience.
- Choose how you wish to be paid – cash, PayPal or Amazon gift certificate with a 1% payout bonus (2% for premium members).
- Earn cashback in store
3. Swagbucks
Swagbucks offers any services other than cashback rewards.
- Free membership
- There is no paid membership option.
- Along with cashback offers you can receive free gift cards for making purchases with certain brands.
Top Tips
Here are do’s and don’ts to help you get the most out of your earnings.
Transfer money out from your cashback account as soon as possible.
If the company goes bust you’ll miss out. Same thing applies if the payout rate changes. Plus you won’t earn interest as you do in a bank account.
Clear your cookies.
If the company goes bust you’ll miss out. Same thing applies if the payout rate changes. Plus you won’t earn interest as you do in a bank account.
Do your research before using a cashback site.
You may find a better deal using a voucher code or a daily deals website.
Keep focused on the best deal, not the best cashback offer.
It may be tempting to choose a retailer based on a big cashback offer. Ask yourself if you really need that product/service? And be sure to check the fine print, a good cashback offer might be let down by other charges only in the fine print.
Register your credit card with your cashback accounts.
This lets you earn cashback you earn online and in stores.
Make free cash from cashback sites.
Cashback websites also make money from ads, and like purchases, will also give you a slice of their ad revenue.
Both Quidco and TopCashback have pages on this.
Are You Ready To Make More Money?
Nicola and I have made a living for over 20 years on the web. We know what we’re doing! Here’s the most popular content to help you boost your income today.
